Disclaimer

Please note: Agents for Impact GmbH & Co. KG (hereinafter also referred to as “we”, “us” or similar) endeavours to comply with any and all legal requirements at all times. For this reason, we carefully check the web pages of www.agents-for-impact.com and www.agents-for-impact.de on a regular basis for their compliance with applicable law.
Should the content or design of the web pages of www.agents-for-impact.com or www.agents-for-impact.de nevertheless violate the rights of third parties or statutory provisions or if other legal concerns exist, we would kindly ask to be notified, without charge, whether formally or informally, or even by phone. We would then delete any unlawful content and remove any other legal defects without undue delay. Cease-and-desist letters from lawyers that are sent without any such advance notification do not correspond with our actual or presumed intention (see section 8 (4) of the German Act Against Unfair Competition (Gesetz gegen den unlauteren Wettbewerb, “UWG”)).

Validity of this disclaimer

This disclaimer forms part of our internet presence on our websites www.agents-for-impact.com and www.agents-for-impact.de, from where you were referred to this page. Where individual sections or specific wordings in this disclaimer are no longer, not entirely or not at all in compliance with the legal requirements, this will not affect the content or validity of the other sections hereof.

1. Right to change content at any time

We expressly reserve the right to modify, supplement, amend or delete parts of the web pages of www.agents-for-impact.com or www.agents-for-impact.de or the entire content or to cease the publication, either temporarily or permanently, without prior notice. We will notify our clients of any changes that concern them in advance and in good time.

2. References and links

a. In its judgment dated 12 May 1998 (case no: 312 O 85/98 – Haftung für Hyperlinks (liability for hyperlinks)), the Hamburg Regional Court ruled that, by using hyperlinks (= direct or indirect links to third-party websites), the operator of a website may also be liable for the content of the linked external website. According to this ruling, this can only be prevented by the operator of the website expressly disassociating itself from the content of the linked external website. We hereby expressly disassociate ourselves from any external websites to which we may have set links. We hereby expressly disclaim any liability for any such linked external websites. It is solely the operator of a linked external website or the author of any such content who will be liable for any damage resulting from the use or non-use of the information provided on such external websites. We do not assume any liability in this regard.

b. In its decision dated 30 June 1997 (case no. 260 DS 857/96), the Berlin-Tiergarten District Court ruled that no criminal liability exists if the external website to which the link setter or the accused refers was legitimate at the time of setting the hyperlink and was only later, without the knowledge of the link setter or the accused, modified in a way that is relevant under criminal law. According to this decision, the link setter or the accused is under no obligation to continuously check the external websites to which he or she makes reference via hyperlinks. However, the moment we become aware of any breaches of the law on external websites to which we make reference via hyperlinks, we will remove any such hyperlinks from our website without undue delay. We hereby expressly state that no illegal content was apparent to us on the linked websites at the time the relevant links were set. We have no control over the current or future design, content or authorship of any linked external websites. We therefore expressly disassociate ourselves from any and all content of the linked external websites that were modified after setting the link.

c. The above statements apply to any and all hyperlinks and references set as part of our present web pages on the sites www.agents-for-impact.com and www.agents-for-impact.de as well as any third-party entries in the guest books, discussion forums, link lists, mailing lists and all other forms of databases via which external websites can be accessed.

3. Copyrights and trade marks

a. We endeavour to comply with the copyrights and ancillary copyrights for any pictures, diagrams, audio documents, video clips and texts used in any publications on this website and to use pictures, diagrams, audio documents, video clips and texts created by ourselves or to use licence-free diagrams, audio documents, video clips and texts. The authors of the relevant pages retain the copyrights and ancillary copyrights for any published items they created. The reproduction, editing, distribution, use and any other kind of exploitation of any such diagrams, audio documents, video clips and texts in other electronic or print publications beyond the bounds of copyright is only permitted with the express consent of the author. The content and works on this website that were created by ourselves are subject to German and international copyright law.

b. All brands and trademarks mentioned on the various pages of the websites www.agents-for-impact.com and www.agents-for-impact.de, which may be protected by third-party proprietary rights are, in their entirety, subject to the provisions of the relevant effective copyright and trade mark laws and the possessive rights of their registered owners. The mere mention of any such brands or trademarks alone does not suggest that these are not protected by third-party proprietary rights.

4. Spam mails not allowed

The use of any contact data published on the pages of www.agents-for-impact.com or www.agents-for-impact.de, in particular as part of the legally required website credits, such as name, postal address, telephone and/or fax numbers or e-mail addresses, by third parties for the transmission of unsolicited information material is hereby expressly prohibited. We expressly reserve the right to take legal steps (also under criminal law) against the senders of so-called spam mail whenever this prohibition is breached.

5. Information regarding the remuneration system under section 16 of the Financial Institutions Remuneration Regulation

Introduction
The German Financial Institutions Remuneration Regulation (Institutsvergütungsverordnung, “InstitutsVergV”), as amended on 16 December 2013, contains supervisory minimum requirements for the remuneration systems of financial services companies.

Pursuant to section 25a (1) no. 6 of the German Banking Act (Kreditwesengesetz, “KWG”) in conjunction with the InstitutsVergV, Agents for Impact GmbH & Co.KG is required to maintain an appropriate remuneration system. For this purpose, Agents for Impact GmbH & Co.KG is required to publish the information specified in section 16 (2) InstitutsVergV.
In the absence of the requirements of section 17 InstitutsVergV, Agents for Impact GmbH & Co.KG is not deemed to be a material institution (bedeutendes Institut). Accordingly, the special requirements of the third part of the InstitutsVergV do not apply.

General information on the remuneration system

The gross annual fixed salary of staff is divided into 12 monthly salaries. Depending on the business results as well as individual performance parameters, variable remuneration components may also be paid.

The remuneration is supplemented by the social security contributions that are customary in the industry as well as the use of a company car by the company management.

Structure of the remuneration system

In addition to the base salary, staff may also, albeit to a lesser degree, receive variable remuneration under a target-oriented remuneration system.

The base salary is in line with the market and depends on the actual function carried out. Its purpose is to retain staff for the long term.

The remuneration system is designed in such a way as to avoid any significant dependence on variable remuneration components and the resulting incentives to take on disproportionately high risks.

Against this background, the share of variable remuneration is always limited to 20 percent of a staff member’s total remuneration (for members of the company management, this percentage is 50 percent). Under certain circumstances, a reduction of the variable remuneration component to zero is also possible.

Staff’s variable remuneration components are paid on an annual basis upon expiry of the business year as a one-off payment.
External advisers are remunerated, in part, on a progressive percentage scale, depending on the value of the assets under management, and in part on agreed time-based rates.

Quantitative information pursuant to section 16 (2) sentence 3 InstitutsVergV

With regard to the total amount of remuneration paid in the form of wages and salaries, we refer the reader to the mandatory announcement in the German Federal Gazette (www.bundesanzeiger.de).

Compensation scheme operated by securities trading houses, (Entschädigungseinrichtung der Wertpapierhandelsunternehmen, “EdW”)

Agents for Impact GmbH & Co.KG is not a compulsory member of the compensation scheme operated by securities trading houses.

6. Disclaimer

This document is for illustration purposes only. Past performance does not guarantee future returns. Agents for Impact GmbH & Co. KG does not guarantee the accuracy of market forecasts. The information in this document is based on carefully selected sources Agents for Impact GmbH & Co. KG believe to be reliable. However, this document makes no representation as to the correctness, completeness or accuracy of the information contained herein. The views serve to explain the investment process and are not intended as an investment recommendation. Depending on the individual investment objectives and financial situation, the investment opportunities discussed in these documents may not be suitable for certain investors. These documents also do not constitute an offer to any person to whom it is unlawful to make such an offer.

I. General Information

The Website www.agents-for-impact.com ("Website") is a service of Agents for Impact GmbH & Co. KG, hereinafter also referred to as "Company" or "we"/"us".
In the following we inform you about the handling of your personal data. If you use our Website and the Company service, personal data will be processed.
Because the protection of your privacy is important to us, we would like to inform you to what extend your personal data gets processed by us and in what way.
You can access this data protection declaration at any time under the section "Privacy Policy" at https://www.agents-for-impact.com/en/data-privacy-statement.html on our Website.
N.B.: Of course we observe the legal provisions of the data protection regulation ("GDPR"), the Federal Data Protection Act ("BDSG") as well as other data protection regulations.

II. Name and address of the controller

Agents for Impact GmbH & Co. KG, as operator of the Website, is responsible regarding personal data that gets processed because you use our Website. 
 
Agents for Impact GmbH & Co. KG
Represented by Dr. Andrii Fetsun
Freiherr-vom-Stein-Straße 24-26
60323 Frankfurt am Main
Phone: +49 (0) 69 / 2043699 - 13
E-Mail: info_at_agentsforimpact.com

III. Contact details of the data protection officer

If you have any questions or if you wish to exercise your rights, please contact our data protection officer:
Agents for Impact GmbH & Co. KG
Dr. Andrii Fetsun
Freiherr-vom-Stein-Straße 24-26
60323 Frankfurt am Main
Phone: +49 (0) 69 / 2043699 - 13
E-Mail: info_at_agentsforimpact.com

IV. Processing personal data

1. Providing the Website and creation of log files

a)    Description and scope of data processing
Every time you visit our Website, your browser transmits the following data which gets automatically saved for technical reasons:
-    Information about your browser type and version
-    The operating system you are using
-    The previous website from where you are accessing us (referrer URL)
-    Your IP address
-    The date and time when accessing our Website
Our system stores your personal data in log files. This data is not stored with other personal data in relation to you.

b)    Legal basis for data processing
We process your data temporarily pursuant to Art. 6 Sec. 1 phrase 1 lit. f GDPR.

c)    Data processing purpose
It is necessary for us to process your IP address temporarily to enable the Website to be made available on your terminal device. Furthermore, we use your personal data to optimize our Website and guarantee the security of our IT systems. Your data will not be processed for marketing purposes.
These reasons also reflect our legitimate interest in processing your personal data.

d)    Storage period
The aforementioned personal data will be deleted as soon as it is not necessary anymore for achieving the processing purpose. This is the case when the respective session has been ended by you.
Your IP addresses that were processed in log files, will be deleted after 14 days, which would make it impossible for us to draw any conclusions from the IP address to your person.

e)    Possibility to object and removal according to Article 21 GDPR
It is not possible to object the processing of this data since it is necessary for the Website´s functioning.

2. Cookies

a)    Description and scope of data processing
We use so-called cookies on our Website, they serve us to recognize you as a user and to facilitate the usage of our Website. Cookies are small text files which your web browser installs on your terminal equipment. Mostly so-called "session cookies" are used, they get deleted automatically after your session has been completed.
Other cookies, so-called "persistent cookies", remain installed on your terminal equipment until they get removed by you. These cookies allow us to identify your web browser when you visit our Website the next time.
You can check in your web browser the cookies that are installed on your terminal equipment. Within the predefined scope of your web browser settings you can choose whether cookies should be permitted in individual cases, should not be accepted in general or be deleted automatically after your web browser has been closed. Nevertheless, disabling cookies may limit the possibility to use the Website.
We use cookies to make our Website more user-friendly for you. Therefore, some elements of our Website require the possibility to identify the calling browser after a page change has occurred.
The information that you agree with the use of cookies is stored and transmitted in the cookies.

b)    Legal basis for data processing
We process your personal data according to Art. 6 Sec. 1 phrase 1 lit. f GDPR.

c)    Data processing purpose
We use technical cookies that are necessary to optimize the usage of our Website. Otherwise we would not be able to offer certain functions on our Website. It is essential for these function that your web browser gets recognized after a page change has occurred. These purposes also represent our legitimate interest in processing your personal data.
The use of cookies is required for the following applications:
-    Acceptance of language settings
-    Memorizing search terms
We do not use personal data which got collected by technically necessary cookies to create user profiles.

d)    Storage period, possibility to object and removal according to Article 21 GDPR
Cookies that are installed on your terminal equipment transfer the stored information to our Website. Thus, you have full control whether and how long cookies are able to store informational data. You can deactivate or restrict the transmission of cookies by changing the settings in your web browser. Cookies that have already been stored can be deleted at any time. This can also be done automatically. Though, be aware when you deactivated the use of cookies regarding our Website, it may no longer be possible to use all functions our Website can offer you.

3. Use of Google AdWords

a)    Description and Scope of the Data Processing
We are using the online advertising tool "Google AdWords" and conversion tracking within Google AdWords provided by Google, Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. If you access our website by clicking on an advertisement delivered by Google, a conversion tracking cookie is placed on your computer. Cookies are small text files which are stored in the browser of a visitor and allow visitors to be recognized through their browser. Cookies are not used to identify you personally.  

b)    Legal Basis for the Data Processing
The legal basis for the use of Google AdWords is Art. 6 phrase 1 lit. f GDPR.

c)    Purpose of the Data Processing
If you visit certain pages on our website while the cookie has not yet expired, Google and we can see that you have clicked on the advertisement and been redirected to this page. Information obtained by using a conversion cookie is used to generate visitor statistics for our website. In this way, we get information on the total number of users, who have clicked on one of the advertisements placed by us and been redirected to a page utilizing a conversion tracking tag. However, we do not get any information that can be used for personally identifying you.
 
As we use these data for advertising purposes, our legitimate interest in processing said data lies in these purposes.

d)    Storage Period
 
The cookies used by Google AdWords for analyzing website usage have a predefined storage period. Please be aware that we have no information and no influence on that storage period. You can uninstall the cookies placed on your device by Google AdWords on your own and thereby erase the stored data. More details on how to delete cookies using your browser settings are provided below.

e)    Objection and Deletion Options Pursuant to Art. 21 GDPR
Your browser settings allow you to prevent the installation of the conversion cookies. You can either generally prevent cookies from being automatically placed on your computer or block the cookies of one specific domain. More details and Google's privacy policy are available at www.google.de/intl/de/policies/privacy/.

b)    Legal basis for data processing
We process your personal data after gaining your consent for the Newsletter according to Art. 6 Sec. 1 phrase 1 lit. a GDPR.

c)    Data processing purpose
Your e-mail address is processed for sending you the newsletter.
We check the e-mail address you have provided to ensure that you are in fact the actual owner or that the owner of the e-mail address has given his/her consent to receive the newsletter.
We process your IP address, the date and time of your registration for our security in the event that a third party registers on our Website without your knowledge or misuses your personal data.

d)    Storage period
Your personal data will be deleted when it will not be necessary anymore to achieve the purpose for which it has been collected. This will be the reason when you have cancelled your subscription, in which case your salutation, email address, name, address, country, selected newsletters, possibly company, possibly position, possibly academic title, possibly telephone number, possibly website will be deleted immediately. Other data collected during the registration process, such as your IP address and the date and time of your registration, will generally be deleted after seven days.

e)    Possibility to withdraw according to Article 7 GDPR
You can withdraw your given consent for data processing regarding the newsletter as well as it’s the subscription in accordance with Art. 7 GDPR at any time. You can cancel your subscription by clicking on the "Unsubscribe" link integrated in each newsletter. This does not affect the legality of the processing carried out on the basis of the given consent until you have declared your withdrawal. In the event of withdrawal, your personal data will no longer be processed and deleted immediately. 
 
5. Possibility of contacting

a)    Description and scope of data processing
We integrated on our Website an email address to offer you the opportunity to get in touch with us. By contacting us through email, all the information which is provided by you, will be transmitted to and stored by us for processing your inquiry.

b)    Legal basis of data processing
We process your personal data pursuant to Art. 6 Sec. 1 phrase 1 lit. f GDPR.

c)    Data processing purpose
We process your personal data only for the purpose of processing your inquiry.
These purposes also constitute our legitimate interest in processing your personal data.

d)    Storage period
Your personal data gets deleted when it is not necessary anymore to achieve the processing purpose.
Therefore, we delete personal data you sent through the contact form, when the conversation has been ended. The conversation has been ended when the circumstances indicate the relevant matter has been resolved.

e)    Possibility to object and removal according to Article 21 GDPR
You have the possibility to object to the processing of your personal data in accordance to Article 21 GDPR at any time. In such a case, the conversation cannot be continued. Please address your objection to info_at_agents-for-impact.com. In this case, the personal data processed during communication will be deleted.
 
6. Publication of job advertisements

a)    Description and scope of data processing
We offer you through our Website the opportunity to apply for a job offer via email. At the time of your application we collect and process the following personal data:
-   Your name
-   Your place of residence
-   Your date of birth
-   Your email address
-   Your professional experience
-   your school education
-   Your language skills
-   any other information any other information you provide to us in your cover letter, resume, or credentials
If we conclude an employment contract after the application procedure has taken place, your personal data will be further processed for the purpose of carrying out the employment relationship.

b)    Legal basis for data processing
We process your personal data according to Article 6 phrase 1 lit. b, Article 88 GDPR in connection with Section 26 para 1 of German Federal Data Protection Act.

c)    Data processing purpose
We process your personal data exclusively for the purpose of handling the application procedure.

d)    Storage period
Your personal data gets deleted when it is not necessary anymore to achieve the processing purpose.
If no employment relationship is established, your data will be deleted within three months after you have received a letter of refusal, provided no legitimate interests exist that constitute the contrary. A legitimate interest exist in particular when a legal dispute occurs.

e)    Consequences when not providing your personal data
You are not obliged to provide your data for the aforementioned purposes. If you do not disclose the requested personal data, we will terminate the application process immediately with the result that no employment relationship has been established at this point.

7. Use of Google Maps

a)    Description and scope of data processing
We use Google Maps on our Website, a service offered by Google Inc, 1600 Amphitheatre Parkway, Mountain View, CA 94043 USA. Google Maps enables us to show you on an interactive map the location of persons and institutions which have given testimonials regarding our service.
Google processes especially the following data for this purpose:
-    Information about your browser type and version
-    Your IP address
-    The website from which the request is made to Google Maps (referrer URL)
-    The date and time when you visited our Website
Google transmits this data outside the EEA and stores your IP address on servers located in the USA. Google is listed as participant of the EU-US Privacy Shield and ensures an appropriate level of data protection, see www.privacyshield.gov/EU-US-Framework . For further information of how and to what extend your personal data gets processed by Google can be found in Google´s Privacy Policy under www.policies.google.com/privacy?hl=de .

b)    Legal basis for data processing
We process your personal data according to Art. 6 Sec. 1 phrase 1 lit. f GDPR.

c)    Data Processing purpose
We use Google Maps to give you an insight into our international focus regarding the service we are offering and by this, to convince you to engage us as financial consultants.

d)    Storage period
We are not aware for how long your data gets stored by Google. Google does not disclose the storage period regarding personal data that got collected through Google Maps. For more information please visit www.policies.google.com/privacy?hl=de and to: https://www.google.com/help/terms_maps.html

e)    Possibility to object and removal according to Article 21 GDPR
If you do not want Google to connect your personal data directly to your Google account, make sure you are logged out at the time you are visiting our Website. It is not possible to object to this data processing, as it is absolutely necessary for the presentation of the relevant locations.
8. Use of YouTube Components with Enhanced Data Protection Mode

a)    Description and Scope of the Data Processing
Our website uses video components provided by the company YouTube LLC, 901 Cherry Ave., 94066 San Bruno, CA, USA, hereinafter "YouTube", a company belonging to Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA.
In this context, we use the "-enhanced data protection mode-" option provided by YouTube. According to information provided by YouTube, this mode does not store information about you as long as you only visit the site where the video is embedded. No cookies will be installed on your device and no personal data will be transmitted to YouTube until you watch the video. If you are logged onto your YouTube member account while displaying the YouTube video, your usage behaviour will be matched to your YouTube member account.
We have no detailed information about the scope of data collected by YouTube. According to its own statements, YouTube collects location-related data, such as your IP address, and uses cookies to unambiguously identify your browser or Google Account. The data collected may be shared with other services of the Google Network. For more details about the scope YouTube and Google process your personal data, please visit www.policies.google.com/privacy.

b)    Legal Basis for the Data Processing
The legal basis for the use of YouTube components is Art. 6 (1) 1st subparagraph, lit. (f) GDPR.

c)    Purpose of the Data Processing
Your personal data will be processed to make the respective YouTube video available to you. Our legitimate interest in processing your personal data lies in this purpose.

d)    Storage Period
We have no information on how long the personal data collected by YouTube will be stored and we have no influence on the storage period.

e)    Objection and Deletion Options Pursuant to Art. 21 GDPR
If you do not want YouTube to match the data collected through our website to your YouTube member account, you should log out of your account before visiting our website. You can also prevent YouTube plugins from being used by applying add-ons to your browser, e.g. the script blocker "NoScript" (http://noscript.net/).

V. Rights of the data subject

Regarding the processing of your personal data on our Website, you are a data subject within the meaning of the GDPR, therefore, you are entitled of the following rights towards us:

1. Right to be informed
You have the right to request information about your personal data processed by us at any time. This includes information about the origin, recipients or categories of recipients to whom we transfer your data and the purposes for which we process your personal data.

2. Right to rectification
You have the right to request the rectification of inaccurate personal data concerning you and to have incomplete personal data completed.

3. Right to erasure and right to restriction
You can ask us to delete your personal data immediately. We are obliged to carry out the deletion immediately unless we are obliged to further process your personal data on the basis of contractual and/or legal regulations. This is the case, for example, if we are prohibited from deleting data under tax law. In such a case we restrict the processing and delete the personal data in question immediately after expiry of the retention period.

4. Right to data portability
You have the right to receive your personal data you have provided in a structured, current and machine-readable format, if this is technically possible. Furthermore, you have the right to transfer this data to another controller without any hindrance.

5. Rights in relation to automated decision making and profiling
You have the right not to be subject of a completely automated decision making process   - including profiling - that has a legal effect against you or significantly impairs you in a similar manner.

6. Right to appeal to a supervisory authority
You have the right to lodge a complaint with a supervisory authority if you believe that the processing of your personal data is contrary to the GDPR.
Our competent supervisory authority is:
Der Hessische Datenschutzbeauftragte
Gustav-Stresemann-Ring 1, 65189 Wiesbaden
Postfach 31 63, 65021 Wiesbaden
Telefon: (0611) 14 08-0
Telefax: (0611) 14 08-900
poststelle_at_datenschutz.hessen.de

Imprint

in accordance with § 5 of the German Telemedia Act

Publisher
Agents for Impact GmbH & Co. KG
Freiherr-vom-Stein-Straße 24-26
60323 Frankfurt am Main
Germany

Phone +49 (0) 69 / 2043699 - 13
info_at_agentsforimpact.com

Managing Director and Authorised Representative: Dr. Andrii Fetsun
Commercial Register District Court of Frankfurt

HRA: 50542

Website concept
Dolphinvest Communications Ltd.: www.dolphinvest.eu in cooperation with Olive Oil Communication: www.olive-oil.de (design) and VIERZWEI: www.vierzwei.de (programming).

Pictures
Slider 1: Photo by alberto cocchi on unsplash.com
Slider 2: Photo by anonymous
Slider 3: Photo by jonathan klok on unsplash.com

AFISAS-Tool

Through our AFISAS© tool you get an answer to the question: "Is this company sustainable?"
AFISAS© measures the impact of companies from various impact sectors such as microfinance, education, renewable energies, water and care in alignment to the 17 United Nations Sustainable Development Goals (SDGs).

Advantages of AFISAS©

• Transparent sustainability assessment of unlisted companies
• Based on sustainability standards of the United Nations
• Automated: after completing a questionnaire, a sustainability score is quickly generated
• Benchmarking against competitors and trend analysis

Benefits for Investors

• Support in the selection of potential investments from a sustainability perspective and aligned with the SDGs, in order to make more informed investment decisions
• To objectively illustrate to investors in a fund to what extent the portfolio meets the SDGs

Benefits for Companies

• To analyze a company´s current status from a sustainability perspective and to disclose areas in which improvements are necessary
• Identify the SDGs that are most relevant to a business and over which the company has the greatest influence. Based on these results, Agents for Impact can develop strategies with the company to improve the positive impact on the environment and society and to minimize negative effects

If you are interested in AFISAS©, please feel free to get in touch with us through this link.

Plausibility check

For whom?

Users of ESG ratings (ESG stands for Environmental, Social and Governance)

Why is a plausibility check necessary?

The German Federal Financial Supervisory Authority´s (BaFin) recommendation based on not yet defined standards for the assessment of sustainability

Plausibility check of sustainability criteria

Agents for Impact offers plausibility checks for sustainability criteria for German capital management companies.

In the information sheet on dealing with sustainability risks dated September 20, 2019, the Federal Financial Supervisory Authority (BaFin) recommends investors special ESG ratings to determine the sustainability of their investments. At the same time, it advises all users of ESG ratings that due to not yet been defined standards, it is necessary to carry out an appropriate plausibility check. Agents for Impact offers this service for its customers.